Rates

Savings and Checking Accounts

Savings and Checking Accounts Effective as of: January 19, 2012 Rates subject to change
	Rate	APY*
Passbook Savings**	0.20 %	0.20 %
Statement Savings**	0.20 %	0.20 %
Christmas Club
AFT	0.15 %	0.15 %
Lifetime Advantage
0.00-$999.99	0.00 %	0.00 %
$1,000-$24,999.99	0.05 %	0.05 %
$25,000-$49,999.99	0.10 %	0.10 %
50,000 & over	0.20 %	0.20 %
Health Savings Account Checking
$0.00 - $4,999	0.35 %	0.35 %
$5,000 - $9,999	0.60 %	0.60 %
$10,000 - over	0.85 %	0.85 %
Now Accounts
$0.00-$499.99	0.00 %	0.00 %
$500-$2,499.99	0.05 %	0.05 %
$2,500-$19,999.99	0.05 %	0.05 %
$20,000-$99,999.99	0.10 %	0.10 %
$100,000 & over	0.20 %	0.20 %
Hi-Fi Money Markets
$0.00-$14,999.99	0.05 %	0.05 %
$15,000-$24,999.99	0.15 %	0.15 %
$25,000-$49,999.99	0.15 %	0.15 %
$50,000 -$99,999.99	0.25 %	0.25 %
$100,000 & OVER	0.35 %	0.35 %

*APY stands for Annual Percentage Yield*

**Passbook and Statement Savings require a minimum balance to open of $50.00.

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