News & Events

Get the Latest from Dart Bank

Stay up to date with the latest on fraud alerts, events, and banking news!

Fraud is on the Rise

Newly-released Federal Trade Commission (FTC) data showed that consumers reported losing more than $10 billion to fraud in 2023, a 14% increase over reported fraud losses in 2022. The FTC received fraud reports from 2.6 million consumers last year, and the most commonly reported scam category was imposter scams, which saw significant increases in reports

Rise In Mailbox Fraud

Rise In Mailbox Fraud A surge in crimes targeting the U.S. Postal Service has some experts warning Americans against sending their checks through the mail. The USPS last month cautioned that it has seen an increase in attacks on letter carriers and mail fraud incidents, with 305 mail carriers robbed in the first half of

8 Tips to Winning a Bidding War in a Competitive Market

In a competitive market, it’s important to plan ahead. Here are 8 tips to help you win a bidding war: #1. Determine Price: Carefully consider how to price your offer, as it will be the first thing the seller sees. In a competitive market, you may need to match or slightly exceed the list price

Costs to Consider when Buying a Home

Down Payment – This is the initial payment made by the buyer at the time of purchase. It is typically a percentage of the home’s purchase price, and the exact amount varies depending on the lender and loan type. Generally, the larger the down payment, the lower the monthly mortgage payment and overall interest paid

Benefits of Home Ownership

Have you ever wondered what are the benefits of home ownership? Here are a few examples of what owning a home can provide you: ROOTS: Buying a home can provide a sense of stability and roots in a community, which can be particularly important for families or people who want to put down roots in

10 Commandments of a Mortgage Application

The below ten commandments outline what not to do during the mortgage application process: Thou shalt not make large purchases: Avoid making any large purchases on credit, such as buying a car or furniture, as it can affect your debt-to-income ratio and credit score. Thou shalt not quit or change jobs: Quitting or changing jobs

FHFA rescinds controversial DTI LLPA

Did you hear the exciting news? The Federal Housing Finance Agency (FHFA) announced that it would rescind a controversial loan-level pricing adjustment (LLPA) for conventional borrowers with debt-to-income (DTI) levels at or above 40%. The FHFA, which regulates Fannie Mae and Freddie Mac, had previously delayed implementation of the DTI LLPA until August. With its rescission, it will no longer

Why choose Dart Bank Treasury Management Services

Dart Bank Treasury Management services can provide businesses with the tools and support needed to manage their cash flow more effectively, improve efficiency, and make more informed financial decisions. Our team of experts are available every step of the way and have a commitment to providing fast & reliable relationship banking. Below are a few

Benefits of a Construction Loan

Have you ever thought about building your dream home? We want to help turn those dreams into a reality! A construction loan can be a good option for those who are looking to build a new home or undertake a major renovation project, as it provides the flexibility and financing needed to make the project

MSHDA Down Payment Assistance Special Announcement

MSHDA Down Payment Assistance will now be streamlined by offering one DPA program for $10,000. Previously only available in select zip codes throughout the state, MI 10K DPA will now be available to all eligible homebuyers and homeowners in Michigan, helping to make housing more attainable for Michiganders by eliminating one of the most common