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Merchant Credit Card Processing

Our merchant credit card processing program offers many advantages that are not available through other organizations.

With Dart Bank, there are no hidden costs, such as setup fees, transaction fees, batch fees, authorization charges, or monthly and annual maintenance costs—only the discount rate charged plus the cost of equipment.

We give each applicant individual consideration regarding the discount rate, based on their own situation (e.g., average ticket and annual volume) and the type of service chosen. Because every business is different, Dart Bank offers a variety of payment processing options. We will assist you in selecting the option that is best for your business.

We offer credit card processing for:

  • Visa
  • MasterCard
  • Discover (Novus)**
  • American Express**

When you offer your customers the flexibility of using their credit card or debit card, you take an important step in customer service which will open your doors to increased business.

Overall Benefits:

  • Serve local and out-of-town customers
  • Consumer’s purchasing power is not limited by the cash in their wallets or the need for a checkbook
  • Eliminate NSF returned check fees and potential cash losses directly related to NSF checks
  • Reduce checking fees
Electronic Benefits:
  • Reduce time preparing bank deposits
  • Daily transaction report available
  • Lower discount rate
  • Speed and accuracy of electronic authorizations

We will provide proper training for your staff so this program will work smoothly for both of us. Equipment may be purchased through our lease-to-own program, and our customer service representatives are available by phone or at your location to assist you with training or equipment modifications. We are a local business just like you, and our friendly staff is here to assist you with any questions or needs you have.

For more information, please contact us.

**Acceptance and transmission for these cards are dependent on approval from American Express and Discover (Novus). Settlement for the transactions is facilitated by American Express and Discover (Novus).

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