•Don't share your Social Security number, bank account or credit card information with someone you don't know who calls or e-mails you.
•Sign up for the national Do Not Call Registry at 888-382-1222 or donotcall.gov
•Walk away from anyone who says you must make a decision right now
•Don't pay money upfront to get a loan or win a lottery or sweepstakes.• Ignore requests to transfer money to your account or wire it out of the USA
