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Rates

Certificates - Regular and IRA

Certificates - Regular and IRA Effective Date: April 25, 2018 **Interest rates subject to change**
Fixed Interest Rate $500 Minimum Deposit to Open APY*
3 Months 0.30 %  0.30 % 
6 Months 0.50 %  0.50 % 
12 Months 1.25 %  1.26 % 
24 Months 1.25 %  1.26 % 
36 Months 1.50 %  1.51 % 
48 Months 1.75 %  1.76 % 
60 Months 2.00 %  2.01 % 

  • NEW Money CD Specials - Limited Time Offer
  • Minimum to open is $500
  • 12 Months - 2.23% (2.25% APY)
  • 24 Months - 2.62% (2.65% APY)
  • 36 Months - 2.82% (2.85% APY)
  • CD Deposit may include OLD Money as long as NEW Money is at least 50% of the CD
  • 24 Month Loyalty CD Special: Minimum Deposit of $1000.00 - 1.25% (1.25% APY)
  • With a Dart Bank Deposit Account with Direct Deposit rate increase .125% (.125% APY)
  • With E-Statements on the Dart Bank Account an additional increase .125% (.125% APY)
  • Maximum opening balance of $100,000.00 for non-personal accounts. Also available in IRA's
  • College CD - 2.00%(2.02% APY*) - Term 1 to 18 years
  • Minimum to open $100
  • Index Chase prime minus 2.75%
  • (APY is based on an opening of $100 and term of 12 months)
  • 18-Month IRA Variable - 1.80%(1.81% APY*)
  • Interest Floor is current statement savings interest rate - minimum deposit to open $25.00
  • Index - 4-week average 24-month T-note rate rounded to nearest 1/10th, minus 0.50%
  • The interest rate may change after the account is open
  • Relationship CD - 24 Month interest rate minus .25% - Term 36 Months
  • Premiums paid for other products and services through Dart Bank.
  • Also available in IRAs.

*APY stands for Annual Percentage Yield*

**Interest rates are subject to change**

-Substantial penalty for early withdrawal.
A penalty of $25.00 plus 90 days simple interest for any term up to and including twelve months.
A penalty of $25.00 plus 180 days simple interest for any term over twelve months.