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Rates

Certificates - Regular and IRA

Certificates - Regular and IRA Effective Date: August 6, 2018 **Interest rates subject to change**
Fixed Interest Rate $500 Minimum Deposit to Open APY*
3 Months 0.30 %  0.30 % 
6 Months 0.50 %  0.50 % 
12 Months 1.50 %  1.51 % 
24 Months 1.50 %  1.51 % 
36 Months 1.75 %  1.76 % 
48 Months 1.75 %  1.76 % 
60 Months 2.25 %  2.26 % 

  • College CD - 2.25%(2.27% APY*) - Term 1 to 18 years
  • Minimum to open $100
  • Index Chase prime minus 2.75%
  • (APY is based on an opening of $100 and term of 12 months)
  • 18-Month IRA Variable - 2.10%(2.10% APY*)
  • Interest Floor is current statement savings interest rate - minimum deposit to open $25.00
  • Index - 4-week average 24-month T-note rate rounded to nearest 1/10th, minus 0.50%
  • The interest rate may change after the account is open

*APY stands for Annual Percentage Yield*

**Interest rates are subject to change**

-Substantial penalty for early withdrawal.
A penalty of $25.00 plus 90 days simple interest for any term up to and including twelve months.
A penalty of $25.00 plus 180 days simple interest for any term over twelve months.