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Rates

Certificates - Regular and IRA

Certificates - Regular and IRA Effective Date: June 5, 2017 **Interest rates subject to change**
Fixed Interest Rate $500-$9999 APY* $10,000 & over APY*
3 Months 0.12 %  0.12 %  0.15 %  0.15 % 
6 Months 0.20 %  0.20 %  0.25 %  0.25 % 
12 Months 0.40 %  0.40 %  0.50 %  0.50 % 
24 Months 0.75 %  0.75 %  0.85 %  0.85 % 
36 Months 0.75 %  0.75 %  0.85 %  0.85 % 
48 Months 0.85 %  0.85 %  1.20 %  1.21 % 
60 Months 1.30 %  1.31 %  1.50 %  1.51 % 

  • 60 Month Jumbo CD Special - 1.75%(1.76%APY*)
  • Minimum to open $100,000
  • Also available in IRA's
  • 24 Month Rising Rate CD Special: New Money - Rate increases every 6 months
  • first 6 months rate .75%(.75% APY*)- 2nd 6 months rate 1.00%(1.00% APY*) 3rd 6 months 1.25%(1.25%APY*) 4th 6 months 1.50%(1.51% APY*)
  • Average APY is 1.13%
  • Minimum to open $1,000
  • Balance cannot go below $1,000
  • Withdrawals allowed at time of rate increases with no consideration.
  • $25 penalty plus 6 months interest if withdrawals are at any other time.
  • Maximum opening balance of $100,000.00 for non-personal accounts.
  • Also available as IRAs
  • 24 Month Loyalty CD Special - 1.25%(1.25% APY*)
  • Minimum to open is $1,000
  • With a Dart Bank Deposit Account with Direct Deposit rate increase .125% (.125% APY)
  • With E-Statements on the Dart Bank Account an additional increase .125% (.125 % APY)
  • Maximum opening balance of $100,000.00 for non-personal accounts
  • Also available as IRAs
  • College CD - 1.25%(1.26% APY*) - Term 1 to 18 years
  • Minimum to open $100
  • Index Chase prime minus 2.75%
  • (APY is based on an opening of $100 and term of 12 months)
  • 18-Month IRA Variable - 0.80%(0.80% APY*)
  • Interest Floor is current statement savings interest rate - minimum deposit to open $25.00
  • Index - 4-week average 24-month T-note rate rounded to nearest 1/10th, minus 0.50%
  • The interest rate may change after the account is open
  • Relationship CD - 24 Month interest rate minus .25% - Term 36 Months
  • Premiums paid for other products and services through Dart Bank.
  • Also available in IRAs.

*APY stands for Annual Percentage Yield*

**Interest rates are subject to change**

-Substantial penalty for early withdrawal.
A penalty of $25.00 plus 90 days simple interest for any term up to and including twelve months.
A penalty of $25.00 plus 180 days simple interest for any term over twelve months.